Takaful Fund Management
Takaful Fund Management
Section titled “Takaful Fund Management”Investment management of takaful funds, asset allocation, and Shariah-compliant fund operations.
Overview
Section titled “Overview”The Takaful Fund Management rail handles investment operations:
- Fund segregation — Separate management of participants’ risk fund (PRF) and participants’ investment fund (PIF)
- Asset allocation — Shariah-compliant investment allocation strategies
- Investment income — Track and distribute investment returns to participants
- Fund performance — NAV calculation and benchmark comparison for takaful funds
- Shariah screening — Ensure all investments comply with Shariah standards
Key Concepts
Section titled “Key Concepts”| Concept | Description |
|---|---|
| PRF | Participants’ Risk Fund — pool for paying claims (tabarru’) |
| PIF | Participants’ Investment Fund — savings/investment component |
| Shareholder Fund | Takaful operator’s own capital fund |
| Mudarabah Model | Profit-sharing between participants and operator |
| Wakalah Model | Fee-based management model |
Endpoints
Section titled “Endpoints”Refer to the API Explorer for interactive endpoint documentation.
Authentication
Section titled “Authentication”All endpoints require authentication via Bearer token or API key.
Rate Limiting
Section titled “Rate Limiting”Standard rate limits apply. See Rate Limiting for details.